Independent insurance brokers and pension administrators since 1996

Insurance brokers and pension administrators since 1996

Insurance and pension services with a personal touch

Sapon Insurance Brokers is an independent broker and pension scheme administrator. We compare cover from a panel of Kenyan insurers, arrange the policy that fits, and manage your claim through to settlement.

We represent you

Not the insurance company

No fee to you

Insurers pay our commission

Three women in a meeting with a laptop and notes
Regulated by the IRA
Offices in Nairobi and Eldoret
About Sapon

Your risk and insurance office since 1996

Founded on 9 December 1996, Sapon arranges general insurance, medical cover, group life and pension administration for individuals, small and medium businesses and large organisations. Our head office is in Nairobi and we have a branch in Eldoret.

1996

Year Sapon was founded

19

General insurers on our panel

What we do

Cover for people, businesses and schemes

We place general, medical and life cover with insurers on our panel, and run pension schemes on behalf of trustees.

General insurance

Motor, fire, burglary, liability, marine, money and goods in transit cover.

Medical insurance

Group and individual medical cover placed with insurers on our panel.

Group life and credit

Group life, group personal accident, group credit and mortgage protection.

Pension administration

Benefit administration, trustee secretarial services, audits and valuations.

Why Sapon

Your needs take priority

We assess your insurance needs, then search our insurers for the product that meets them. If your circumstances demand it, we negotiate a tailor-made policy. Our aim is the widest cover possible for the price you pay.

Competitive quotes

We compare several insurers for you, so you don't spend hours calling around.

The human touch

Real people and named contacts. Your call is never passed from department to department.

Pay in instalments

We work with premium finance companies so you can spread the cost of your cover.

Low-cost extras

We can often negotiate add-ons such as legal cover for a fraction of the usual price.

Advisor on a phone call at her desk
How it works

From first call to settled claim

We shop around on your behalf. You get cost-effective cover without spending the time to find it.

01

We assess your needs

Send the quote form or call us. We look at what you need to protect and the risks you face.

02

We search the market

We compare insurers and, where needed, negotiate a tailor-made policy.

03

You choose with full facts

We explain the fine print and tell you our relationship with the insurer we recommend.

04

Cover, upkeep and claims

We place the cover, maintain the policy and support you through any claim.

1996

Year founded

19

General insurers on our panel

11

Life and pension partners

2

Offices, Nairobi and Eldoret

Family portrait of a father, mother and two children

Call us, Mon to Fri

Free consultation

Don't leave your future to chance

Contact Sapon Insurance Brokers for a free quote and a personal insurance consultation. Our team will help you protect what matters to you.

Our insurer panel

Independent, not tied to any insurer

Our board vets every insurer on the panel for financial stability and credibility. If you prefer an insurer outside the panel, give us written instructions and we will place your cover there.

The CIC Insurance Company of Kenya
AIG Insurance Company
APA Insurance Company
Britam General Insurance Company
UAP General Insurance Company
ICEA LION General Assurance Company
Kenindia Assurance Company
First Assurance Company
Heritage Insurance Company
Africa Merchant Assurance Company
Kenya Alliance Insurance Company
Corporate Insurance Company
Madison General Insurance
Pioneer General Insurance
Occidental Insurance
Geminia Insurance
The Jubilee Insurance
Saham Assurance
Sanlam General Insurance
FAQ

Questions clients ask us

Can’t find your answer here? Call us on +254 722 729 453 or email sapon@sapon.co.ke.

Three women in a meeting with a laptop and notes

What types of insurance do you arrange?

General insurance, including motor, fire, all risks, burglary, fidelity guarantee, money, marine, liability, contractors’ all risk and goods in transit. We also arrange medical cover and life policies such as group life, group personal accident, group credit and mortgage protection, and we administer pension schemes.

No. We earn our commission from the insurers, not from you. Before you buy, we tell you about our relationship with the insurer we recommend.

Yes. We work with companies that specialise in premium payment plans, so you can pay in instalments instead of all at once.

Fill in the quote form on our Contact page or call us. An advisor will gather the details we need and send you a quotation tailored to you.

The type and amount of cover, what is being insured and its value, your claims history and, for group schemes, the number of members. We compare insurers on our panel to find cover at a competitive rate.

Contact us by phone or email as soon as the loss happens. We advise whether claiming is in your interest, prepare the documents the insurer needs and follow the claim through to settlement.

Yes. Our code of conduct and the law both require us to protect your privacy. Confidentiality is guaranteed.

Yes. To change your limits, add or remove a vehicle or property, or make other adjustments, contact your advisor and we will arrange it with the insurer.

Yes. Give us written instructions naming the insurer you prefer and we will place your cover there.

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