Independent insurance brokers and pension administrators since 1996

Why Sapon

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Why Sapon

Your needs take priority

Sapon Insurance Brokers Limited works with many insurance companies. We assess your insurance needs, then search for the product that meets them. If your circumstances demand it, we negotiate a tailor-made policy for you, and we make every effort to get you the widest cover possible for the price you pay.

Working with us gives you customised insurance you could not get on your own, without spending hours comparing offers. We shop around on your behalf.

The benefits

What you gain by using Sapon

Independent representation

We represent you, not the insurance companies. Our service, skills and experience are yours for every insurance need.

Coverage

We can access a wide range of policies from many insurers. We know the fine print and weed out policies that only pretend to give you the cover you need.

Price

We research cover and prices all the time, so we can narrow the options quickly and compare the best ones in detail.

Payment

We work with companies that specialise in payment plans, so you can pay premiums in instalments instead of all up front.

Experience

We know each insurer's strengths and weaknesses, how best to deal with them, and how they have treated our clients in the past.

Access

With many insurers we have direct online access to your policies and history, so we can update details and sometimes adjust cover straight away.

Claims

If you suffer a loss we advise whether claiming is in your interest and get the claim processed fast. If a dispute arises, we work to resolve it quickly.

Other needs

Beyond buying insurance, we help you assess and reduce risk, plan for the long term and recover from a loss or disaster.

Four reasons

Why buy through a broker

Shopping around is sound advice, but it can mean hours on the phone. Here is what you gain when we do it for you.

01

Lower costs, lower premiums

Heavy advertising costs money, and direct insurers recover it through premiums. Buying through us, you pay for insurance, not an advertising campaign.

02

Competitive quotes, fast

You are not relying on one insurer’s quote. We search several insurers for the most competitive price, so you don’t spend hours calling around.

03

The human touch

No automated menus or outsourced call centres. You speak to real people and named contacts, and your call is not passed from department to department.

04

Optional extras for less

Hidden extras such as legal cover can sting. We can often negotiate low-cost deals for add-ons and attach them to your policy for a fraction of the usual price.

Skilled professionals

Regulated, qualified and current

Sapon Insurance Brokers Limited meets the technical and professional standards set by the Insurance Regulatory Authority (IRA). To stay licensed, a broker must meet IRA requirements in daily practice and earn further education credits every year.

We are a member of the Association of Insurance Brokers of Kenya (AIBK), the self-governing body for the licensing, professional competence, ethical conduct and insurance-related financial obligations of brokers in Kenya.

What we do, and what stays your decision

Our commitments

Honest advice, ethical service

Honesty

We don't just tell you what you want to hear. Good cover may cost a little more today, but it keeps you in business after a loss.

Ethics

The right way isn't always the easiest. We avoid shortcuts that could put you or our reputation at risk.

Your privacy

Our code of conduct and the law require us to protect your privacy. Confidentiality is guaranteed.

Open disclosure

We tell you our relationship with the insurer we recommend. We don't charge you: insurers pay our commission.

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Call us, Mon to Fri

Free consultation

Don't leave your future to chance

Contact Sapon Insurance Brokers for a free quote and a personal insurance consultation. Our team will help you protect what matters to you.

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